Property Development Finance

Development Funding

Finance for residential and commercial developments

LoanCastle's development finance specialists work with experienced and emerging property developers to secure competitive funding for residential and commercial development projects. From small subdivisions to large multi-unit developments, we have the lender relationships to get your project funded.

  • Residential subdivision and townhouse development
  • Commercial and mixed-use development finance
  • Mezzanine and equity finance available
  • Specialist development lenders from our panel

Development Finance Enquiry

Tell us about your development project.

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Development Finance Experts

Fund your next development project

Property development finance is a specialist area that requires lenders with an appetite for development risk and the expertise to assess project feasibility. LoanCastle has established relationships with a broad panel of development lenders, from major banks to specialist non-bank lenders.

Our development finance specialists will assess your project's feasibility, prepare your application in the best possible light, and present it to the most suitable lenders from our panel β€” maximising your chances of approval and securing the most competitive terms.

We assist with all stages of development finance β€” from land acquisition and construction funding through to the end loan facility for settled stock.

Discuss My Development Project
Property development project
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Development
Finance Specialists
LoanCastle mortgage specialist

Our Credentials

Why Australians Trust Us

  • Qualified Mortgage and Finance BrokersOur brokers are fully accredited and hold Australian Credit Licences. We compare loans across 40+ specialist lenders to find the perfect fit for your financial goals.
  • Over a Decade of Experience in AustraliaWe have been assisting clients across Australia for over a decade, helping thousands of Australians secure the right finance for their property and investment goals.
  • Satisfied CustomersOur commitment to exceptional service means our clients trust us with their most important financial decisions. We maintain a 5-star rating across all major review platforms.
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Recent Verified Reviews

β€œLoanCastle helped us structure our loan perfectly. Their specialist knew exactly what was needed and made the whole process seamless from start to finish.”

JC
James C.
Sydney, NSW

β€œWe'd been knocked back by two other brokers before finding LoanCastle. They found us a lender within days and guided us through the entire process.”

SD
Sandra D.
Brisbane, QLD

β€œOutstanding service from start to finish. Our broker was knowledgeable, responsive, and genuinely cared about getting us the best possible outcome.”

TL
Tony L.
Melbourne, VIC

β€œI had no idea how complex the lending process was until I tried to navigate it myself. LoanCastle took all the stress away and settled our loan faster than expected.”

PM
Priya M.
Perth, WA

β€œFrom first enquiry to settlement, the team at LoanCastle were professional, prompt and incredibly knowledgeable. Couldn't recommend them more highly.”

CR
Chris R.
Adelaide, SA

β€œGot a rate I didn't think was possible. The broker shopped the market thoroughly and saved us over $350 per month on our repayments. Exceptional service.”

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Mei L.
Gold Coast, QLD

Our Advantage

Why apply for a loan with us?

We specialise in tailored finance and understand the unique requirements of every client. Here's why Australians choose LoanCastle.

Fast & Easy Application

Apply easily with our streamlined process. We have helped thousands of Australians secure their loans. Apply online in minutes and get a same-day response from our team.

Access to 40+ Lenders

High success rate in accessing a panel of more than 40 specialist lenders. We compare hundreds of loan products to find the right structure for your situation.

Personalised & Efficient Service

LoanCastle prides itself on genuine partnership with every client. We understand lending can be complex and we're dedicated to finding the best outcome for you.

How It Works

Our Process

Our specialist team simplifies the lending process from start to settlement, ensuring you get the right loan every time.

01

Start Your Application

Fill in our easy online form or call our specialist team. No obligation β€” we'll assess your situation and explain your options clearly.

02

Sign Your Loan Documents

Follow the simplified process to complete your documents. We use digital signing to make the paperwork fast and hassle-free.

03

Get Funded

Once your loan is approved, we manage settlement from end to end so you can focus on what matters most.

6000+
Loans Settled
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In Business
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Your Questions, Answered

Frequently Asked Questions

Have more questions? Our specialists are ready to help you find the right solution.

Talk to a Specialist

Our lending specialists are available Monday–Friday 8am–6pm AEST. Book a free, no-obligation consultation to explore your options.

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Development finance is specialist lending used to fund the construction of residential or commercial properties for sale or lease. It differs from standard construction loans in that lenders assess the project's feasibility, the developer's track record, and the projected Gross Realisation Value (GRV) of the completed development.
Most development lenders will fund up to 65–70% of the Total Development Cost (TDC) or 65–70% of the Gross Realisation Value (GRV), whichever is lower. For projects with pre-sales, higher LVRs may be available. Mezzanine finance can bridge the gap between senior debt and your equity.
Pre-sales requirements vary by lender and project size. Major banks often require pre-sales covering 100% of the debt. Specialist non-bank lenders may be more flexible, particularly for smaller projects or experienced developers with a strong track record.
Mezzanine finance sits between senior debt (the main construction loan) and equity. It allows developers to reduce their equity contribution while still meeting the senior lender's LVR requirements. Mezzanine carries a higher interest rate due to its subordinate position in the capital stack.

Get In Touch

Speak With a Specialist Today

Our lending specialists are ready to help you understand your options. Whether you're ready to apply or just exploring, we offer a free, no-obligation consultation to help you get started.

6000+
Loans Settled
40+
Lender Partners
9 Yrs
Experience
5β˜…
Average Rating

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We'll respond within one business day.

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